Research Paper No. 503

The Choice of Early Retirement Age and the Australian Superannuation System.

by

M.E. Atkinson and John Creedy.

January 1996

Department of Economics. University of Melbourne. Parkville Victoria 3052 Australia

CONTENTS

1 Introduction
• The current system
2 Retirement Options
• The range of routes available
• Evaluation of retirement choice
• Annuity rates
3 Simulation Results
• Common mortality
• A universal pension
• Differential morality
• Earnings profiles
• Contribution rates
4 Conclusions
.

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